Warning! Some of these processes and comments may be contradictory. The SFBC can not be held responsible for would-be writers trying to follow several processes simultaneously. On the other hand, if you can't find one of these processes that work for you, perhaps the thing to do is reconsider one's career as a novelist.

• Sarah Monette
• Jay Lake
• Elizabeth Bear
• Catherynne M. Valente 
• John Scalzi 
• Chaz Brenchley 
• Caitlin R. Kiernan 
• Alma Alexander
• Tim Pratt 
• Joshua Palmatier 
• and I previously mentioned Justine Larbalestier, who has such a zippy tone in her blog that I automatically believe everything she says. 

In related news, SF author and writing instructor Crawford Killian (also the author of an excellent how-to-write book which the SFBC sold for years, and the cover of which I can picture, though its title is lost in the mists of memory) has set up an extensive website called Write a Novel. Go on: guess what it's about.